Apni Chhat Apna Ghar Scheme Update Punjab’s Minister for Housing, Bilal Yasin, has stated that under the ‘Apni Chhat, Apna Ghar program, the Punjab government has approved over 224,000 applications for interest-free loans. This initiative will assist deserving families in realizing their dream of owning a home. For those who once only dreamed of having a home of their own, that dream is no longer just a dream it has now become a reality.
On Thursday, while speaking over the telephone with applicants of the Apni Chhat Apna Ghar program in Bahawalpur, Sahiwal, and Sargodha, the authorities sought their feedback. The purpose of this interaction was to review the progress of construction,
reiterate the government’s commitment to transparency and merit, and ensure the provision of interest-free housing loans to deserving families. The Government of Punjab continues to distribute loans under the ‘Apni Chhat Apna Ghar’ program,
and this process will persist until the dreams of poor and deserving individuals who aspire to build their own homes are fully realized.
Punjab Home Loan Beneficiaries by Division
Providing a breakdown of the beneficiaries by division, Bilal Yasin stated that, to date, 29,058 families in the Sargodha Division, 26,903 families in the Rawalpindi Division, and 268 families in the Dera Ghazi Khan Division have obtained interest-free loans for the construction of their homes.
Similarly, 26,165 eligible families in the Gujranwala Division, 25,468 in the Lahore Division, and 25,402 in the Faisalabad Division have received interest-free loans, while 21,804 families in the Bahawalpur Division have also benefited from this scheme.
Furthermore, 13,584 families in the Sahiwal Division have completed the construction of their homes through these interest-free loans. This financial assistance is to be repaid in installments—all of which are interest-free.
Home Loan Scheme Application Updates
Bilal Yasin has instructed the department to establish direct contact with the public to gauge their feedback. He emphasized that this public input should be utilized to enhance transparency, ensure adherence to merit, and improve the effective implementation of the program, thereby enabling the maximum number of families to benefit from this facility.
Furthermore, individuals who are not yet registered but have completed the application process should be provided with full details; they should be contacted and reassured that their applications will be processed shortly.
Deserving Families Get Support to Build Homes
He stated that this is a pro-poor, public-service-oriented initiative and an exemplary step. He further added that the program is helping deserving families realize their dream of completing their own homes.
It is also strengthening public trust in merit-based government initiatives. Under this program, any individual who is poor and belongs to a deserving family can fulfill their dream of having a home.
Source: interest-free housing loans